5912 Piedrosa Ct Argyle, TX 76226
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About this home
Bonus Time! Looking for a beautifully designed 4-bedroom, 2-bathroom home that perfectly blends style, comfort, and functionality? Add that it's only minutes from I-35 and the prestigious University of North Texas. Now add that it includes the Refrigerator, Washer and Dryer; and you've found a winner! This pristine home features an Open floor plan offering spacious rooms with a split bedrooms plan. Need an office? That separate 4th bedroom makes a perfect conversion. Generous Kitchen cabinetry, expansive granite countertops, stainless steel appliances, gas range, built-in microwave, dishwasher, and an oversized island that’s perfect for meal prep or casual gatherings. A walk-in pantry adds even more storage and convenience. Soft neutral tones, ceramic tile in high-traffic and wet areas, and elegant bathroom finishes enhance the home’s inviting atmosphere. Smart home technology adds modern convenience, while the energy-efficient 16 SEER gas HVAC system and Tankless Water Heater ensures year-round comfort, low utility cost and efficiency. .Add to the mix a backyard built for entertaining. Privacy fencing, covered patio, plenty of grass for play or pets, and full yard sprinkler system with rain sensor. Located in Denton, you’ll enjoy proximity to a thriving arts and music scene, and a wide array of dining, shopping, and recreation options. Schedule your showing today and make this stunning home yours! Time to say Welcome Home!
Source: NTREIS #20972579
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.