5916 Two Pines Trl Wake Forest, NC 27587
Your savings
About this home
Tucked away on over an acre in a premier neighborhood, providing a rare combination of privacy, peaceful surroundings, and expansive outdoor living. It features over 3,700 square feet of thoughtfully designed space, including 4 bedrooms, 4.5 bathrooms, and a flexible layout that comfortably lives like a 5-bedroom. Yes, there IS a 5-bedroom septic permit. Inside, the home boasts exceptional craftsmanship with hardwood floors, coffered and tray ceilings, detailed crown molding, and custom finishes throughout. The main-level primary suite includes a cozy keeping room, perfect for relaxing. The chef's kitchen is equipped with 42'' custom cabinetry, granite countertops, and premium appliances, connecting seamlessly to a sunny breakfast nook and a bright three-season room overlooking the private, tree-lined backyard. There's a ''keeping Room'' that can easily be closed off from the kitchen that already has a closet and direct access to a full bath to create a 1st floor ensuite for special guests. The home is move-in ready with new carpet in some rooms and freshly painted bathrooms. Outside, you'll find a spacious composite deck, ideal for entertaining, and a private backyard surrounded by mature landscaping. Upstairs, there are three spacious bedrooms, two full bathrooms, and a large bonus room. The third-floor retreat with a half bath is perfect for a home theater, game room, or guest suite, and there's approximately 500 sq ft of walk-in storage. Recent upgrades include: * New Roof (2022) * Heat Pump (2019) * Tankless Water Heater (2021) * Black Gutters with Gutter Guards (2024) * New 3rd floor Carpet. Don't miss the 3-Car garage & Workshop area with built-in overhead shelving for your outdoor decorations and summer accessories. Envision yourself decorating for the large holiday gatherings this season. Enjoy conversations around the firepit, mingling with friends in this open floorplan and making memories.
Source: TRIANGLEMLS #10127068
Loan details
Neighborhood
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.