5920 Edgerton Ave Orlando, FL 32833
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About this home
**Seller offering up to $30,000 at closing for a full price offer!! Mortgage savings may be available for buyers of this listing. Nestled on 2.54 acres, this impressive 4-bedroom, 2.5-bathroom home offers 5,475 square feet of beautifully designed living space with comfort and functionality at its core. A spacious front porch sets a welcoming tone, inviting you into a thoughtfully crafted interior where an open-concept layout connects the heart of the home. The stylish kitchen is a chef’s dream, featuring a large island, double ovens, a breakfast bar, walk-in pantry, and wine cooler, all flowing effortlessly into expansive living and dining areas—ideal for entertaining or everyday living. A versatile flex room on the main floor provides endless possibilities for a home office, studio, or playroom. The main-level primary suite is a serene retreat with dual vanities and a walk-in shower, while three additional bedrooms upstairs, along with a generous balcony, offer private, comfortable spaces for family or guests. For those who value space for hobbies or storage, this property delivers with an attached 3-car garage and a massive detached garage equipped with eight roll-up doors. With its blend of modern design, generous space, and peaceful setting, this home offers a rare opportunity to enjoy refined country living with all the amenities you need.
Source: STELLAR #O6301775
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.