5935 Whitney Ct Cumming, GA 30041
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About this home
ACT FAST!! MOTIVATED SELLER!! NEW PRICE $499,900!! Welcome to Whispering Lake Subdivision! Located in the highly sought-after East Forsyth High School district, this beautifully maintained home offers the perfect blend of comfort and convenience. Step inside to a two-story entryway with hardwood, vinyl plank, and tile floors throughout—no carpet! The open floor plan features multiple living spaces, including a spacious fireside family room with a stone fireplace and a second living room ideal for a home office, playroom, or sitting area. The gourmet kitchen boasts granite countertops, stainless steel appliances including a Cafe double oven and Kitchenaid microwave and dishwasher, a center island with extra storage, and a light-filled dining area, while the large formal dining room is perfect for hosting gatherings and special occasions. Fresh paint throughout adds to the bright, airy feel. Upstairs, the oversized master suite impresses with high ceilings, a luxurious en-suite bath with separate tub and shower, double vanities, and a huge walk-in closet. Generously sized secondary bedrooms also include large closets, offering plenty of storage space. Enjoy the outdoors with a covered front porch, private fenced backyard, and a gorgeous lawn—perfect for entertaining or relaxing. A new roof (2023) and a two-car garage add peace of mind. Tucked away in a quiet cul-de-sac, this home also comes with fantastic community amenities, including a pool, greenspace, play area, and a lake. Conveniently located near GA-400, Dawsonville, Cumming, local parks, shopping, and dining—this home truly has it all!
Source: FMLS #7674182
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.