5946 Ancient Peaks Ave Las Vegas, NV 89141
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About this home
Luxury Three Story, 5 Bedroom, 3 ½ Bath 4664 sq.’ Home with Roof Deck on Premium Fully Fenced Corner Lot located in Highlands Ranch Community in SW Las Vegas. Features Include Two Primary Bedrooms located on the First & Third Floors, a Living Room, Great Room and Den. Upstairs Primary Bath features a separate tub and walk in shower. Kitchen has a Huge Island / Breakfast Bar, Walk In Pantry, Upgraded Cabinets with Granite Countertops. Three High Efficiency A/C Units provide separate zones for Htg. & Clg. Other Features include a Three Car Finished Garage, Front and Rear Balconies, Huge Covered Patio including your own private Putting Green. 37 Rooftop Solar Panels deliver ample power to operate the home at a net zero cost to the current Home Owners. Solar Panels are still under a Full Warranty. Roof top Deck features Electrical Outlets, Lighting and Water. The 360-degree view of the city makes it a perfect place to watch the Holiday Fireworks displays from the safety of your home.
Source: LASVEGAS #2666602
Neighborhood
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.