5950 Mount Everett Rd Hubbard, OH 44425
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About this home
Looking to move to Hubbard? Want to find a neutral and modern updated bilevel? This one is situated on a corner lot, and on almost half an acre of property. Tons of natural light pour through the windows in this home opening up the floorplan! Need Bedrooms? How about FIVE! Full baths? How about 3, and they are all remodeled! There is so much closet and storage space here! All updated within the last 4 years, there is modern siding, gutters, downspouts, and septic system. (Seller ordered the Point of Sale inspection with Trumbull County and is awaiting the scheduling. The previous owner also added new drainage done around the foundation of this home before this owner bought. The oversized 2 car garage had a new concrete floor in 2022 as well as. an updated garage door, electric panel, updated drains and plumbing. Have you always wanted a master suite with your own walk in closet and a full private bath with walk in shower? We are waiting for you to schedule this appointment, because we have it here! Appliances are newer as well in the newer remodeled kitchen with a double oven and granite countertops! The upper level of the home consists of Living room, dining, kitchen and sunny breakfast room along with three beds and two full baths. The lower level offers an enormous family room, 2 more bedrooms and a full bath plus laundry and utility area and a walk out to the backyard. 2 sump pumps in the lower level of the home. Water softener. AC and Furnace are 4 years old. Walk out lower level. Great Deck right off of the Kitchen. Some of the windows have been replaced. If you want a little bit of country without a great big yard to cut come on and check out this great find! CALL TODAY!
Source: MLSNOW #5149794
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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