596 W Calle Media Luz Sahuarita, AZ 85629
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About this home
Welcome to this delightful three-bedroom, two-bathroom home in the vibrant Sonora by Del Webb community, where retirement living gets a serious upgrade. This popular Ventana floor plan features a smart split-bedroom design that gives everyone their space while keeping the main living areas open and airy.The moment you pull up, you'll notice this corner lot has serious curb appeal. Brick pavers extend the driveway for extra parking, and there's a magnificent saguaro standing guard in the front yard like a friendly desert sentinel. The long sidewalk winds around the corner, giving you options for your entrance through either the front door or backyard.Step inside to discover the popular Ventana open split floor plan that makes entertaining a breeze. The entire interior has been freshly painted, including the garage, so everything feels crisp and clean. The kitchen is a cook's dream with abundant cabinet space, beautiful Corian countertops, a handy lazy Susan, and a gas range. The large breakfast nook offers the perfect spot to sip your morning coffee while admiring that stunning saguaro through the window. The dining area flows seamlessly from the kitchen within this open layout, creating an effortless transition between cooking and entertaining spaces. Positioned perfectly between the kitchen and living areas, this dining space allows hosts to stay connected with guests throughout the entire main living area. The primary bedroom features a charming bay window, walk-in closet, and private bathroom with dual sinks and a spacious shower. Two additional bedrooms share a conveniently located guest bathroom, making this layout perfect for visitors or a home office. Outside, the backyard is your personal oasis featuring an expansive area of elegant pavers that creates plenty of space for outdoor dining and entertaining. A soothing fountain adds tranquil ambiance, while the covered porch provides the perfect shaded retreat. The seamless indoor-outdoor flow is enhanced by dual access points - enter from the convenient side yard entrance or step directly out from the great room through the sliding door, making entertaining effortless. As part of the active 55-plus Sonora community, you'll enjoy access to an exclusive clubhouse featuring a pool, spa, fitness center, and numerous activities. Plus, you can take advantage of all the wonderful amenities that Rancho Sahuarita has to offer. With newer heating and cooling systems and thoughtful details throughout, this home is ready for your next chapter.
Source: SOUTHAR #22526235
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.