5961 Makenna Dr Pensacola, FL 32526
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About this home
THERS'S SO MUCH ROOM FOR ACTIVITES!! This stunning 4-bedroom, 3-bathroom brick home offers 2,751 square feet of comfortable living space in the desirable Bellview neighborhood. The heart of this home is the large kitchen, featuring an abundance of white beadboard cabinets, elegant granite countertops, and modern stainless steel appliances that would make any home chef smile with delight. The thoughtful split floor plan provides excellent privacy, with luxury plank vinyl flooring flowing throughout the common areas. You'll love the spacious living area and separate dining room, both enhanced by soaring high ceilings and ceiling fans for year-round comfort. The primary bedroom suite is a true retreat, complete with a luxurious bathroom featuring both a separate shower and relaxing garden tub, plus generous closets. Practical touches include a large pantry for all your storage needs and a convenient 2-car garage. The fully fenced backyard offers privacy and security for outdoor enjoyment and pet owners will appreciate the enclosed space. There is also a Ring system and door bell that will convey for extra security. Hurricane shields are also a plus to provide lower home insurance and reassurance for home protection!! Located in a welcoming community, this home provides easy access to local amenities. Avondale Park is nearby, offering green space and recreational opportunities for residents. Daily shopping is convenient with Walmart Neighborhood Market just a short drive away on Mobile Highway. This well-appointed home combines modern conveniences with comfortable living spaces, making it perfect for those seeking quality and location. The attention to detail throughout, from the granite surfaces to the thoughtful floor plan, creates a move-in ready environment where new memories can begin immediately. CHECK OUT THE VIDEO!!
Source: PENSACOLA #672729
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.