5972 Stone Fly Cv SE Mableton, GA 30126
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About this home
Welcome to 5972 Stone Fly Cv SE, a beautiful 4-bedroom, 3.5-bath home in Mableton, GA. Built in 2015 and offering 2,750 sq. ft. of living space, this residence combines modern comfort with timeless style. The open layout features a spacious family room with a cozy fireplace, hardwood, tile, and carpet flooring, plus a well-appointed kitchen with stainless steel appliances including a refrigerator, dishwasher, microwave, and range/oven. The primary suite is generously sized with a spa-like bath, while additional bedrooms provide plenty of space for family or guests. The home also includes an unfinished full basement—perfect for storage or future expansion. Exterior highlights include brick construction, a concrete patio, and an open porch, ideal for relaxing outdoors. Additional features: attached 1-car garage, central heating/cooling, and a 4,356 sq. ft. lot. Roof and HVAC are approximately 10 years old and in good condition. Move-in ready with room to make it your own!
Source: FMLS #7658518
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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