5980 Whitestone Ln Suwanee, GA 30024
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About this home
Gorgeous 5 bed/4.5 bath MASTER-ON-MAIN home with HEATED SALTWATER POOL and finished TERRACE LEVEL on a private, CUL-DE-SAC. Step through the arched stone entryway into the 2 story hardwood foyer with double tray ceiling. To your right is the family-sized DINING ROOM with crown and picture frame molding, bayed window and hardwood floor. French doors open to the elegant OFFICE with custom cabinetry, vaulted ceiling and convenient door to the master-on-main bedroom! The grand FAMILY ROOM features a 2 story vaulted ceiling, marble fireplace, custom built-ins and wall of windows overlooking the stunning POOL and private backyard. The gourmet kitchen is perfect for the family chef and features custom cabinetry, a large eat-in island, quartz countertops, stainless steel appliances, a gas cooktop, DOUBLE WALL OVEN, tile backsplash, hardwood floor, WALK-IN PANTRY and work station. This large open plan space also features a bayed BREAKFAST ROOM with door to the expansive patio and luxurious POOL! The romantic MAIN FLOOR MASTER suite features a double tray ceiling and a spa bath with tile floor and shower, double vanity, custom cabinetry, WHIRLPOOL TUB and HIS-AND-HERS closets with built-in cabinetry. A convenient mud/laundry room with SINK and a pretty powder room complete the main level. Upstairs are FOUR large bedrooms, each with crown molding. These large bedrooms share 2 tiled Jack-and-Jill tiled bathrooms; 1 with a double vanity and custom cabinetry. The finished terrace level features wood floors, a family room, a large GAME room, bar with tray ceiling, stain-grade cabinetry, wine fridge, bar fridge and beer KEGORATOR. A MEDIA ROOM, EXERCISE area and huge built-in SAUNA, full bathroom with TILE FLOOR and shower complete this expansive space! This exquisite home's outdoor spaces are sublime! Beautifully designed to create numerous entertaining and relaxing areas! HEATED SALTWATER POOL with a large hot tub and stone pavers, stack stone FIREPLACE, cozy FIREPIT and spacious patio areas. The backyard is completely PRIVATE and beautifully landscaped! This is an incredible opportunity to own a home in the prestigious GOLF/SWIM/TENNIS/GATED Laurel Springs community! Along with being in the SOUGHT-AFTER LAMBERT HIGH SCHOOL district, it features 24-HOUR SECURITY, a private JACK NICKLAUS GOLF COURSE, clubhouse with fitness center, TENNIS courts and tennis team, pickleball courts, swimming POOL with kid's pool and waterslide, swim team, playground area and so much more! The perfect place to call home! ***This home is being sold AS-IS and no epairs will be made by Seller***
Source: GAMLS #10530598
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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