5984 Dolvin Ln Buford, GA 30518
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About this home
Discover this rare Lake Lanier gem offering a hard-to-find gentle walk to the water! Nestled in the desirable Valley Hi community, this beautifully maintained Craftsman-style home offers nearly 4,000 sq. ft. of elegant living space designed for comfort and entertaining. Inside, you’ll find beamed and vaulted ceilings, hardwood and tile floors, and abundant natural light throughout. The chef’s kitchen is a true showpiece — featuring stone countertops, a large island, breakfast bar, two sinks, and a built-in wine cooler, perfect for hosting and everyday living. Enjoy gatherings in the oversized formal dining room, or relax in the formal living room, great room, or sunroom/flex space, offering multiple areas for entertainment and leisure. The spacious primary suite includes a sitting area, his-and-hers closets, and a spa-inspired bath with double vanities, soaking tub, and separate shower. Step outside to enjoy the deck and front porch, and take an easy gentle walk to your private Lake Lanier frontage — a rare find! Located within top-rated Gwinnett County schools (White Oak Elementary, Lanier Middle, and Lanier High) and close to shopping, dining, and parks. Additional features include a two-car garage, extra storage, and a private, level lot perfect for outdoor enjoyment.
Source: FMLS #7672618
Loan details
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.