6 Amberjack Ter Placida, FL 33946
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About this home
Stunning Renovated Pool Home with Oversized Garage & Modern Upgrades This beautifully updated 2-bedroom, 3-bathroom pool home perfectly blends modern design with everyday comfort—beginning with its rare oversized garage. Measuring 31 feet deep, 11 feet tall, and 9’11” wide, this impressive space is ideal for large vehicles, RVs, boats, or all your recreational toys. Step inside and you’re immediately welcomed by an open-concept layout, abundant natural light, and thoughtful finishes throughout. The chef’s kitchen is a highlight, featuring stainless steel appliances, sleek granite countertops, and contemporary cabinetry—making it the perfect hub for both entertaining and daily living. The spacious primary suite offers a generous walk-in closet and a spa-like bathroom with dual vanity sinks and a rainfall shower. The guest bedroom is equally inviting, with convenient access to the third full bath located near the living area and pool—ensuring comfort and privacy for visitors. Your private outdoor retreat awaits with a sparkling pool, resurfaced deck, and plenty of room to relax or entertain. Host friends on your personal shuffleboard court, fire up the grill for summer barbecues, or simply lounge in the Florida sunshine. This home has been extensively renovated with over $150,000 in upgrades, offering both style and peace of mind. Notable improvements include: All-new flooring throughout A new metal roof Upgraded electrical panel New HVAC system Hurricane shutters And much more! With its oversized garage, modern finishes, and incredible outdoor living space, this home is the perfect example of Florida living at its best.
Source: STELLAR #N6140784
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.