6 Clearwater Hbr Sanford, NC 27332
Your savings
About this home
Discover your dream home in the highly sought-after Carolina Lakes community! This gorgeous residence offers a perfect blend of comfort, style, and modern updates. The first floor features stunning solid hardwood flooring (except for bathrooms, laundry, and drop zone area), complemented by newly installed LED recessed lighting throughout. Both HVAC systems are just 3 years old and come with Ecobee smart thermostats, controllable via your phone or Alexa for ultimate convenience.The chef’s kitchen boasts a custom built pantry with butcher block counters, while a custom hall drop zone keeps your space organized. Relax in the primary suite located downstairs, featuring a luxurious walk-in rain shower and a jetted oversized tub. The home offers five spacious bedrooms plus an additional room that can serve as a 6th bedroom, and an open loft upstairs ideal for a secondary living area or playroom. Step outside to a beautifully maintained yard fully fenced and backing up to a wooded easement for added privacy. The deck has been recently painted, with new stairs enhancing outdoor living space. Enjoy community amenities including a pool, pickleball courts, multiple lakes, and more! This exceptional home combines modern upgrades with a prime location—schedule your tour today!
Source: TRIANGLEMLS #LP746748
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.