6 Pinetree Dr Palm Coast, FL 32164
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About this home
Move-in Ready | 4 Bedrooms | 2 Baths | Prime Palm Coast Location! | Rental Income Potential! Welcome to easy Florida living! This beautifully maintained 4-bedroom, 2-bath DR Horton Cali model offers an open, airy floorplan featuring a gorgeous, upgraded kitchen with ivory cabinetry, sparkling granite countertops, a walk-in pantry, stainless steel Whirlpool appliances, and a large center island — perfect for gatherings! The owner's suite overlooks the private backyard and includes a spacious walk-in closet and a luxurious walk-in shower. Built in 2023, this low-maintenance Smart Home is ready for immediate enjoyment — no waiting months for construction delays or price increases! Skip the dust, noise, and uncertainty of new builds — this home is move-in ready with window treatments, ceiling fans, and appliances already installed. Savvy investors take note — this home offers fantastic long-term rental or short-term vacation rental potential! Palm Coast now allows registered short-term rentals, making this a great opportunity to generate passive income through Airbnb or seasonal leasing. Located in the peaceful Pine Grove neighborhood, you’ll love the serenity while being close to everything Palm Coast has. Explore over 17 golf courses within a 15-mile radius, spend the day at Flagler Beach or historic St. Augustine, kayak through scenic canals, or visit the vibrant European Village for dining, shopping, and entertainment. Outdoor lovers will enjoy Fort Matanzas National Monument, Washington Oaks Gardens State Park, Marineland Dolphin Adventure, and endless local parks and trails. Plus, the Town Center offers shopping, movie theaters, and community events year-round! Need space? Park 5–6 vehicles easily with a wide driveway and two-car garage! Whether you're looking for your next personal home or a high-demand investment property, this one checks all the boxes. Why wait to build when you can have it all today? Schedule your showing now before this opportunity is gone!
Source: STELLAR #O6303731
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.