60 High Knob Ct Front Royal, VA 22630
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About this home
Welcome to 60 High Knob Ct in the gated community of High Knob. Conveniently located near the bottom of the mountain, this home offers a great blend of space, comfort, and easy access to town and I-66. Inside, you’ll find four spacious bedrooms and three full baths. The kitchen features Corian countertops, stainless steel appliances, plenty of cabinet and counter space, and a cozy dining area with modern lighting. The primary suite has its own private bath, and the finished lower level provides even more living space with a fourth bedroom, a full bath, and a rec room complete with a wet bar. Step outside to enjoy the fenced backyard and private deck—perfect for relaxing or entertaining. High Knob residents enjoy a variety of amenities including a clubhouse, pool, tennis and basketball courts, a playground, and community events throughout the year. Comcast internet is available, and pool membership and road maintenance are included in the sanitary district fee collected with taxes. High Knob also has its own access to the Appalachian Trail and public water system so there is no need for individual wells. Recent updates include a GAF 50-year roof (2022), newer flooring throughout most of the home, and updated appliances (2018). And with the brilliant fall colors now blanketing the mountain, it’s the perfect time to make your move and enjoy everything High Knob has to offer. *Some rooms have been virtually staged so you can see the possibilities.
Source: BRIGHT #VAWR2012606
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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