60 Longwood Dr Stafford, VA 22556
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About this home
Welcome this lovingly and maintained house located in a quiet and serene over 2 acres lot in the heart of Windsor Forest neighborhood!!! Since you enter you feel the warmth of home. . .Come enjoy this spacious house with plenty of parking, a circular driveway plus New garage door 2 cars —a stunning 5-bedroom, 3.5-bath. Gourmet Kitchen w/ sep formal dining room w/ tray ceiling, crown/chair molding. Great Room w/ fireplace, recessed lighting and vaulted ceilings. MBath w/ separate shower, jetted tub and a double vanity. Beautiful sun room, screened-in den room overlooks stream and woods. The FINISHED WALKOUT BASEMENT provides versatile additional living space, including a fifth non-conforming bedroom or flex room and a full bathroom, ready to meet your needs. The spacious eat-in kitchen, featuring newer appliances, is perfect for cooking, casual meals, and gatherings. Step out onto the deck or into the screened-in porch to relax with your morning coffee or unwind while overlooking your private, wooded backyard. For hobbyists or weekend warriors, the oversized garage offers ample room for vehicles, storage, and projects. For car enthusiasts or those needing ample parking, the double garage and extended driveway can accommodate 6+ additional vehicles with the circular driveway. The expansive yard includes a wooden playset, room for gardening, potential for a pool, and plenty of space for pets. Multiple fruit-bearing trees are already thriving, and existing pens are ready for chickens, rabbits, or other small animals—making this a property that truly supports your outdoor lifestyle. The fully fenced rear yard is perfect for pets, play, and outdoor entertaining, while the extra storage shed ensures space for all your tools and equipment. The land continues past the fenced rear yard to reveal an open area where your outdoor fun and build out can grow. Despite its peaceful surroundings, you're conveniently located less than 10 minutes from shopping, dining, and entertainment—offering the best of both worlds. Carefully maintained by the current owners and updated many times over the years, the home has seen significant upgrades that give you peace of mind knowing you have everything you need within reach. The updated features include New plumbing throughout the house, New kitchen appliances, a refrigerator, washer, and a New well pump. The roofing and gutters are new, and the garage doors are new and remote-controlled. The basement is FULLY FINISHED with a full bathroom and a cozy recreation room. This property also has an installation for electric generator. Don’t miss your chance to own this beautiful and well-maintained property
Source: BRIGHT #VAST2043342
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.