600 Packs Mountain Ridge Rd Taylors, SC 29687
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About this home
Welcome to 600 Packs Mountain Ridge Road, this 1.2 acres property features breathtaking views of Glassy Mountain, Round Mountain, Hogback Mountain and more from almost every room of the house! This 3900+ square foot home is primed for comfortable living and entertaining! Impressive stone steps lead you up from the road to a grassy front lawn & the oversized covered front porch, with enough space for seating & dining! The front door walks into the light filled living room with stone fireplace. Kitchen with center island, separate breakfast bar, stainless steel appliances, gas range, and walk-in pantry. Open floor plan provides seamless connection from the front living room and kitchen to the family room in the rear and dining room (which has also been used as a home office—the best work views!). Walk out onto the massive deck where you can’t ignore the mountain views. Primary suite with updated primary bathroom featuring double vanity and walk-in shower and a primary closet with over 300 square feet of clothing & storage space! Additional bedroom with ensuite bathroom also on the main floor. The walkout lower level provides access to the two car garage, an additional living space/rec room, and more! On the floor you’ll also find a third bedroom with a massive closet, full bathroom, and flex space that could be used as a 4th bedroom, home gym, home office, or however the space is needed! Additional covered deck space off of lower level. Schedule your showing today!
Source: GREENVILLESC #1560417
Neighborhood
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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