6000 Cassowary Ln New Bern, NC 28560
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About this home
$5,000 closing credit! Discover your waterfront oasis within the exclusive, 24-hr guarded & gated community of Fairfield Harbour! This impeccably updated and meticulously maintained home offers nearly half an acre of prime waterfrontage, inviting you to embrace the coastal lifestyle. Upon entering, the foyer ushers you into a home where every detail has been thoughtfully considered. Retreat to the first-floor primary suite, a luxurious sanctuary featuring a charming fireplace. French doors leading out to your waterfront pergola, seamlessly blending indoor comfort with outdoor serenity. The exquisite en-suite bathroom invites indulgence with a designer walk-in shower, jetted tub, dual vanities, and The heart of the home is the inviting living room, featuring an elegant fireplace framed by custom bookcases, creating a warm and open ambiance. Seamlessly transition into the formal dining area and a true chef's kitchen where you'll find custom cabinetry, an induction range, a built-in microwave, and a stunning tile backsplash that beautifully reflects the captivating water views from the window. Also on the main level is a versatile room, perfect for a study, extra bedroom or adaptable to your specific needs. Off the dining room, your private escape awaits in the sunroom. This tranquil space overlooks your composite deck and the sparkling, navigable waters. Picture yourself unwinding, watching egrets and herons gracefully glide at sunset, as sailboats paint a picturesque scene. Upstairs, you'll find generous storage options and three additional bedrooms, one featuring an ensuite bath. Every upstairs window is perfectly positioned to capture those water views. Oh the possibilities with your three-car heated and cooled garage, upgraded 30-foot dock and impressive 150 feet of bulkhead. Step directly from your home onto your boat and embark on adventures along the Intracoastal Waterway, exploring wherever your heart desires! This is more than a home; it's a lifestyle!
Source: NORTHCAROLINAREGIONAL #100520716
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.