6000 W 29th Ave Denver, CO 80214
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About this home
Welcome to this charming, fully remodeled English Cottage nestled in the heart of Edgewater. This extremely rare Wooden Historic Homestead House has been thoughtfully renovated with the ideal blend of modern upgrades and classic old-world charm. Located just minutes from the vibrant Sloan's Lake and the lively Edgewater Marketplace, this 2-bedroom 1 bath home has been beautifully reimagined. Step inside to find the original hardwood floors, beautiful architectural arches, and wonderful wood-burning fireplace. The fully updated kitchen is perfect for preparing those favorite meals, with plenty of cabinetry, walk in pantry, stainless steel appliances and adjoining dining room. The remodeled bathroom features stylish Victorian tiles and vanity/sink, and fixtures. The primary bedroom is a wonderful, cozy retreat featuring beautiful hardwood floors and walk-in closet. The Den/office is a surprising, tucked away room that is great for working from home or just reading a good book. This space also features a main floor laundry room, and a large 978 square foot basement/cellar ready to be finished. Major system upgrades include a newer furnace, hot water heater, AC, updated plumbing, new sewer from curb to the street, an updated electrical panel, and new roof in 2017, ensuring comfort and peace of mind for years to come. Step outside to the lushly landscaped yard, complete with a large flagstone patio, and vibrant garden beds—an idyllic escape for morning coffee or evening gatherings. All this, just blocks from the best of Edgewater—grab a craft beer at Edgewater Beer Garden, explore the eats and shops at Edgewater Public Market, or unwind at Citizen’s Park and Sloan’s Lake. Trendy, convenient, and ready to welcome you home.
Source: RECO #7295442
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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