6001 Firethorne Ln Concord, NC 28025
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About this home
Welcome to your Concord retreat!From the moment you arrive, the inviting cozy front porch sets the tone — the perfect spot to enjoy your morning coffee, wave to neighbors, or simply relax at the end of the day. Inside, you’ll find hardwood floors flowing upstairs and downstairs, creating both warmth and durability throughout the home. The layout provides plenty flexibility, while updated appliances ensure a move-in ready experience. The kitchen features granite countertops, tile backsplash, and stainless appliances including the refrigerator, which stays with the home. A new dryer is also included, saving the next owner both time and expense. Peace of mind comes easy here thanks to the seller’s investment in the big-ticket items: the HVAC system, water heater, and roof have all been recently replaced - giving your years of worry free living. Even better, the home is equipped with solar panels, offering the new owner huge long-term savings on electric bills — an eco-friendly upgrade that adds real value. Upstairs, the large primary suite serves as a true retreat. It features a spacious bathroom with room to unwind and a huge walk-in closet offering abundant storage. Secondary bedrooms and baths provide plenty of flexibility for family, guests, or even a home office. Outside, the private backyard oasis sets this home apart. With no neighbors behind you — just your own land stretching all the way to the next street — it feels like you’re tucked away in the mountains while still enjoying the convenience of Concord living. The yard is perfect for entertaining, gardening, play, or simply soaking in the peace and quiet. A backyard shed provides additional storage for tools, equipment, or hobbies, keeping the garage and home clutter-free. The two-car garage provides even more storage and parking, rounding out the practical features of the property. Whether you’re looking for a place to host gatherings, relax in privacy, enjoy the benefits of solar energy, or take advantage of modern updates without the hassle, this home has it all. With its combination of solar panels, recent upgrades, included appliances, spacious living areas, backyard shed, and rare privacy, this Concord home is truly move-in ready and waiting for its next chapter.
Source: CANOPYMLS #4306006
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.