6003 Nichols Ln Johnstown, OH 43031
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About this home
Stunning custom-built 2-story home on 26.5 acres backing to the beautiful TJ Evans Park and Bike Trail. This impeccable 4 bedroom, 4 bath home offers over 6,600 square feet of luxurious living with fabulous upgrades, high-end finishes, and an open-concept floor plan. The inviting double entry doors lead to an oversized great room with a cozy gas log fireplace and French doors opening to a covered veranda overlooking the amazing outdoor oasis. The gourmet kitchen features white cabinetry, sleek counters, newer stainless-steel appliances, and a sunny dining space that connects to a relaxing 3-season room overlooking the backyard. Completing the main level is a private office or den, formal dining room, convenient laundry room, a full bathroom, and a spacious primary bedroom retreat with a deluxe ensuite bathroom. Retreat upstairs to discover 3 additional bedrooms, a shared full bathroom, loft area, and access to a large balcony with views of the stunning backyard. The finished lower level is an entertainer's dream with nearly 2,000 additional square feet featuring a spacious rec room with fireplace, full bar, plenty of space for games and movies, an additional full bathroom, and walk-up access to the garage. The private backyard oasis includes an in-ground swimming pool, relaxing hot tub with pergola, flagstone path to a stone fire pit, and plenty of patio space for sunbathing, BBQs, and gatherings. The wooded lot is ideal for both summer and winter activities. Prime location near downtown Johnstown and only 25 minutes to Easton Towne Center. This is luxury living at its finest waiting for you to call it your home sweet home.
Source: COLUMBUSOH #225028186
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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