6007 Hammock Hill Ave Lithia, FL 33547
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About this home
Significant price adjustment! Incredible value for this beautiful home! Welcome to 6007 Hammock Hill Ave located in the desirable gated community of FishHawk Trails. This exceptional property offers the perfect blend of comfort, style, and functionality. Featuring a true in-law suite with its own private entrance and full kitchen, this home is ideal for multi-generational living or guest accommodations. Inside you’ll find thoughtfully designed spaces with recent upgrades including three brand new AC units. This stunning 5-bedroom, 4-bathroom home boasts over 4,800 square feet of living space and features an open concept floor plan that is perfect for entertaining. The kitchen is a chefs dream with a huge island, quartz countertops, subway tile backsplash, custom cabinets, a pot filler, large farmhouse sink, wine fridge, and a walk in pantry with sliding barn doors. The breakfast nook features mitered glass windows overlooking the pool. The family room has triple glass pocket sliders that open to the lanai. The dining room overlooks the mature landscaped front yard. The inviting living room showcases a fireplace with custom built-ins and a triple sliding door to the pool. French doors lead you into the bright office complete with a closet. The large master suite overlooks the pool and has a sitting area with a door that leads to the lanai. The en-suite offers two walk in closets, double vanities, a frameless walk in shower and a beautiful soaking tub. The secondary bedrooms are spacious and one bedroom features a private bathroom. Crown moulding throughout. The large lanai has a covered sitting area and covered bar area, a heated pool and spa with overflow jets and plenty of space for large gatherings. The roof is 6 years old. Plenty of room to play in the fenced in, tree shaded, oversized back yard that also includes a fire pit. This home sits on .45 acres near the end of a cul-de-sac and has great curb appeal with a 3 car side entry garage, oversized driveway, and small basketball court. The 24 hour gated community of FishHawk Trails has miles of nature trails, a 285-acre nature preserve, baseball and soccer fields, tennis courts, pickle ball courts, and 2 playgrounds. NO CDD! Don’t miss out on the chance to make this beautiful property your own, schedule a showing today!
Source: STELLAR #L4952495
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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