6007 Shortleaf Pine Ct Charlotte, NC 28215
Your savings
About this home
Stately Home UPDATED and Ready for you. Walk onto Beautiful Designer LVP flooring throughout the main living area. Are you enter this home you have a Beautiful Living Room space that shares the Formal Dining Room area. This room is huge and inviting would be perfect for formal entertaining. The Kitchen is fantastic, features Mahony cabinets, Granite counter-tops, Pantry, Stainless Steel Appliances and lovely Breakfast area. OPEN FLOOR-PLAN! Great room is HUGE and features corner Gas Fireplace with a ceiling fan. Around the Corner is a wonderful FLEX room that would be a great Office Space or Kids area and the Laundry Room. UP: Upstairs you will be impressed with the HUGE LOFT Space that will make a wonderful second living area. There are 3 Guest bedrooms that all feature walk-in closets. Guest bathroom features granite vanity and tub/shower combo. Primary Bedroom is large and features a designer ceiling fan & HUGE WALK-IN Closet! Primary Bath features granite vanity and walk in shower. Enjoy the outdoors on your Deck that extends almost across the home! This home has Solar Panels on the Roof that are sold AS IS. This community has amenities including an outdoor pool! Come see this home it is waiting for you!!
Source: CANOPYMLS #4301026
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.