6008 Apex Way Lady Lake, FL 32159
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About this home
Experience luxury living in this impeccably upgraded 4 bed + Office + Bonus Room + 3 bath home with a rare 4-car garage, built in 2021 and located with a pond view on .48 acre in the desirable Harbor Hills Golf & Chain of Lake community. This one of a kind customized Willow Model featuring 3,432 sq ft heated is sure to impress. From the moment you step inside, you'll notice the soaring ceilings, elegant 6" baseboards, and 7.25" crown molding that add a refined touch throughout. Beautiful porcelain tile plank flooring spans the entire home, providing both style and durability. The chef’s kitchen is truly a showstopper—featuring a gas cooktop, large island with dual-sided cabinetry, upgraded appliances, stylish cabinetry and hardware, a designer tile backsplash, and an upgraded sink and faucet. Ample storage is available in the walk-in pantry and oversized appliance cabinet. All bathrooms have been thoughtfully upgraded with premium countertops, cabinetry, sinks, faucets, and comfort-height toilets. The spacious primary suite (26 x 15) includes a luxurious en suite bath with dual vanities and a large walk-through shower. Additional highlights include a spacious laundry room (6’6 x 20) with upgraded cabinetry and sink, a dedicated indoor storage closet, and an expansive screened lanai with peaceful pond views and ceiling fans for added comfort. This home is equipped for peace of mind with a 24 kWh whole-house generator and a 250-gallon in-ground propane tank, including a gas line to the outdoor grill area—perfect for entertaining. AN ADDED BONUS IS THE EXTREMELY LOW ELECTRIC BILLS that range from $40-$235 throughout the year-WOW!!! Located just minutes to shopping, restaurants, doctors, medical facilities, the Villages Square with nightly entertainment and so much more!
Source: STELLAR #G5098078
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.