601 Cabrillo Cir Unit 534 Unit 534 Henderson, NV 89015
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About this home
Welcome to this like New energy efficient home located on the 2nd floor w/a very spacious balcony overlooking the community pool.You will have plenty of shade from the mature trees throughout this well kept community.There are many new items in this home that will save you money.The New 2025 windows are low E & energy efficient.There is a 2 yr New A/C system.A New Water Heater was installed in 2016. Inside,on your left thee is a gas fireplace in the living room w/New sliding glass doors that open to the balcony bringing the outside in. Notice the plush New carpeting.To your right is the kitchen nook w/plenty of space for dining.It is open to the living room to enjoy your guests.There is also a breakfast bar for you to enjoy.The kitchen includes a Newer cooktop,w/plenty of cabinet & counter space for you to prepare your meals.The primary bedroom is in the back of the home separate from the 2nd bedroom offering privacy & a full ensuite bathroom.Both bedrooms have walk in closets.
Source: LASVEGAS #2705536
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.