601 County Road 274 Tuscola, TX 79562
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About this home
Welcome to this charming 3-bedroom, 2-bath home nestled on 5 acres in Tuscola, offering the perfect blend of rustic charm and wide-open country living! This log-cabin-style residence provides warmth, character, and plenty of room to spread out and enjoy peaceful surroundings. Inside, you’ll find a large living area with plenty of space for gathering and relaxing, along with a designated dining area ideal for family meals or hosting guests. The good-sized kitchen features abundant countertop and cabinet space, creating both convenience and functionality for everyday cooking—and the white refrigerator conveys with the home, adding even more value. All three bedrooms are generously sized, providing comfort and versatility. The primary suite includes its own private ensuite, offering a quiet retreat at the end of the day. Step outside to endless possibilities—wide-open acreage gives you room to create your dream country lifestyle. Whether you envision adding a shop, barn, animals, a garden, or outdoor entertainment spaces, this property can accommodate it all. If you’re seeking tranquility, space, and authentic Texas charm, this home delivers it beautifully. Come make this slice of country living your very own!
Source: NTREIS #21102670
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.