601 Harrisdale Ave River Oaks, TX 76114
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About this home
Buyer was unable to fulfill the contract requirements. SELLER BEING RELOCATED. SELLER IS OFFERING BUYER $5000.00 TO USE FOR CLOSING COST OR BUY DOWN POINTS. Welcome home to this adorable 4 bedroom, 2 bath, 2 car garage home located in the amazing neighborhood of Worthview Addition in the very desirable River Oaks, Texas. Located on an amazing corner lot with beautiful mature trees, and a fire hydrant that helps lower your insurance cost. Two entrances available. Property offers 1607 square feet of living space with an open floor plan. Enter the property and be amazed at the lightness that is clear through out the home. Brand new beautiful luxury vinyl plank floors. Six inch Early American base boards in the living room and down the hallway. Large living area with a gas fireplace, including room for a dining room table. Eat in bar with granite counter tops large enough for 3 or 4 barstools. Large open kitchen with an abundance of soft close cabinets, stainless steel appliances, that are only two years old. HVAC and hot water heater only two years old. Modern bathrooms were updated two years ago. Four good sized bedrooms for that growing family or possibly a rental property with roommates. Two car garage with an opener for easy entry. Property is within walking distance to schools and close to shopping and restaurants. Located in the River District, close to major highways, downtown Fort Worth and the Stockyards. You do not want to miss out on this one. Agents bring those buyers looking for a 4 bedroom home with a very reasonable price Listing Agent is related to the Seller. Lockbox is located on the side door not the front of the house.
Source: NTREIS #20996016
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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