6010 Curtis Rd Peyton, CO 80831
Your savings
About this home
Welcome home to almost 5 acres in rural Peyton and your homestead-ready lifestyle. The only utility bill you will pay is electricity because solar provides all of your hot water and even heats the house in the winter (ask for information). The fully independent RV pad with it's own septic tank, water and electric service is an income producing opportunity. Rent it out to RV vacationers or park an RV on it for a great short term rental. The shop provides another income producing opportunity as well. It is also a great feature for the hobby enthusiast. This property is perfect if you want some space to breath and would enjoy a spectacular view of Pikes Peak in the distance. The covered front and back porches provide the perfect spots to overlook your property and dream while watching the ample wild life. Enter from the front porch and be charmed by the large living room which can fit a sectional and entertainment area. The remodeled kitchen is large and adjoins the dining room for lots of space to hang out with friends. You will find lots of bonus space with a large mudroom and office behind the kitchen and dining. Don't miss the best bonus of all, a tiki inspired hot tub room for private soaks. Out buildings galore with a detached oversized two car garage, Quonset hut shop, barn with fenced yard, shed and more! Room to roam on four wheelers or horses with lots of space to house them. Another feature is a whole house water filter/UV filter. This house has so many wonderful bonuses and surprises awaiting you including all new LVP in living areas, bedrooms and master bath!
Source: PPMLS #7284878
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.