6013 Augustine Dr Milton, FL 32571
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About this home
**Price Improvement** We have just reduced the price on this stunning 4-Bedroom Home in Gated Stonechase – Half-Acre Lot! Welcome to your dream home in the desirable Stonechase gated community in Pace, located in top-rated school districts. This beautifully maintained 4BR, 3BA home offers 3,005 sq ft of living space on a generous half-acre lot, perfect for family life and entertaining. Freshly painted throughout with brand-new plush carpet, this home features a bright open-concept living area with wood flooring, fireplace, and easy flow into the kitchen. The kitchen includes granite countertops, new backsplash, breakfast bar, nook, and a huge walk-in pantry that leads to the laundry room. A formal dining room provides space for special gatherings. A unique private wing is accessed through double pocket doors off the foyer and includes a bonus/media room and three bedrooms — two share a full bath with tile floors, while the third has its own ensuite bath and walk-in closet, perfect for multigenerational living! The spacious primary suite is tucked away at the back of the home for privacy and features a tray ceiling, luxury bathroom with double granite vanities, garden tub, separate shower, private water closet, and an impressive L-shaped walk-in closet. Enjoy Florida living year-round on the 22x14 covered porch with high ceilings. Additional features include ceiling fans in all main rooms, solar panels for big energy savings, and a transferable termite bond. This exceptional home blends comfort, space, and style in one of Pace’s most sought-after communities. Don’t miss it—schedule your tour today!
Source: PENSACOLA #668063
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.