6013 Tramonto St Myrtle Beach, SC 29577
Your savings
About this home
MOTIVATED SELLER!! BRING OFFER!! TAKE A LOOK AT THIS VILLA!! This meticulously maintained, move-in-ready two-bedroom villa includes an office or den that can readily be utilized as a third bedroom. The villa features a prime location adjacent to a protected wooded area, providing desirable privacy. Throughout the home, one will find plantation shutters and ceiling fans, along with craftsman-style baseboards, crown molding, and custom window trim. Luxury vinyl plank flooring enhances the aesthetic of the main living areas. The kitchen is distinguished by three notable upgrades: a custom walk-in pantry that no other Serenity model offers, a sleek glass-tile backsplash, and elegant quartz countertops. A striking tray ceiling accentuates the primary bedroom, while the primary bathroom features a double vanity and a frameless shower door. The great room features three-panel, multi-slide patio doors that allow for ample natural light and facilitate a seamless integration of indoor and outdoor spaces. The exterior includes a travertine-tiled porch and a stained patio, complete with a gas line suitable for grilling. The property also boasts a well-appointed laundry room and a two-car garage, which contains a workbench and provisions for a generator setup. Located at 6013 Tramonto, this property is poised for you to call it home. Situated in the prestigious Grande Dunes area, the villa is part of the esteemed Del Webb Amenity Center, positioned along the Intracoastal Waterway, which features a day dock. Amenities offered include both indoor and outdoor pools, fitness facilities, bocce and pickleball courts, a fire pit, and a dynamic schedule of social activities. Furthermore, the Grande Dunes Ocean Club provides exclusive oceanfront access, fine dining, and resort-style experiences, establishing this property as a pinnacle of luxury and comfort within the 55-plus living community.
Source: MYRTLEBEACH #2522049
Loan details
Neighborhood
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.