6014 Dewdrop Ln Converse, TX 78109
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About this home
Beautiful 5-Bedroom Home on Over 3/4 Acre ... Close to Randolph AFB! Welcome to this stunning 11/2-story home that truly has it all! Featuring 5 spacious bedrooms, 4 full bathrooms, and a large game room, this home offers the perfect blend of space, comfort, and style. You'll love the inviting entryway with tall ceilings and a formal dining room with elegant tray ceilings and tons of natural light. The open-concept living area includes wood flooring, a cozy corner fireplace, and a kitchen designed for both beauty and function. Complete with granite countertops, a wide breakfast bar, recessed lighting, and an eat-in area overlooking the backyard, this kitchen was built for entertaining. The luxurious main suite feels like a private retreat with tray ceilings, dual vanities, a soaking garden tub, separate shower, and a huge walk-in closet. Step outside to enjoy your oversized patio, expansive private yard, and custom JellyFish lighting... perfect for creating year-round ambiance and curb appeal. This home is super clean, loaded with upgrades, and even comes with an assumable VA loan, offering an amazing opportunity for qualified buyers. Conveniently located near Randolph Air Force Base, shopping, and dining, this property checks every box!
Source: SABOR #1918100
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.