6015 Grand Oaks Dr SE Winter Haven, FL 33884
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About this home
Experience the Best of Florida Living! Immerse yourself in the vibrant Floridian lifestyle with this beautifully maintained 2-bedroom, 2-bath manufactured home located in the desirable 55+ Garden Grove Oaks community. Designed for comfort and accessibility, this home features a convenient handicap ramp for easy entry. Step inside to a bright and inviting open-concept living and dining area, seamlessly connected to a modern, upgraded kitchen complete with new cupboards, counters, and a stylish sink—perfect for all your culinary creations. The primary bedroom offers a relaxing retreat, featuring a modern sink added in 2022, while the guest bedroom has been freshly painted to welcome your visitors in style. Enjoy peace of mind knowing the roof was replaced in November 2025, the entire home was freshly painted the same year, and a new ceiling was installed in 2025—making this home move-in ready! Beyond the home itself, Garden Grove Oaks is all about community and connection. Residents enjoy a heated swimming pool, a clubhouse for social gatherings, and an abundance of fun-filled activities that make every day feel like a vacation. Best of all, the HOA fee is only $65 monthly, which includes pool maintenance—an incredible value for this vibrant community. This isn’t just a home—it’s your gateway to a joyful, active, and fulfilling Florida lifestyle.
Source: STELLAR #O6354217
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
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If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.