6020 E Smokey View Rd Mooresville, IN 46158
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About this home
Welcome to your private country retreat where timeless charm meets modern comfort. Nestled on a peaceful .66-acre lot, this beautifully remodeled ranch offers a rare blend of style, space, and serenity. Step inside and fall in love with the bright, open floor plan, featuring 3 spacious bedrooms and 2 stylish bathrooms. The fully renovated kitchen is the heart of the home, showcasing new soft close cabinetry, sleek countertops, and a central island perfect for gatherings. Enjoy cooking with stainless steel appliances and brand-new flooring that ties the whole space together. Your spa-inspired main bath invites you to unwind, with a full tile shower, elegant vanity, and touches of modern luxury throughout. Recent upgrades mean peace of mind for years to come, new roof (2021), HVAC (2022), water heater (2021), flooring (2022), plus a chain-link fence, 30-amp RV hookup, and an extended driveway leading to your dream pole barn. Out back, your fully fenced yard is ready for gatherings around the outdoor fire pit, morning coffee under the trees, or nights spent stargazing. And that massive pole barn? It's a game-changer, with concrete floors, power, and endless potential for a workshop, storage, or even your next creative venture. With an attached 2-car garage, no HOA, and a quiet country setting just minutes from shopping, dining, and commuter routes to Greenwood, Bloomington, and Indy, this home offers the best of both worlds, freedom and convenience. If you've been searching for a home that feels like a getaway but lives like a dream, this is it. Schedule your private showing today and see what makes this property truly one of a kind!
Source: MIBOR #22048960
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.