6032 Urbano Bnd Round Rock, TX 78665
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About this home
Welcome to this delightful single-story home nestled within the sought-after patio home section of Siena. While classified as a condominium, this property is a fully detached single-family home, offering the privacy and convenience of standalone living. Homeowners enjoy a .65% common interest in additional parking areas within this section—without any extra condo fees beyond the primary HOA dues. Plus, all Siena amenities are included! Approaching the home, you’ll immediately appreciate the meticulously maintained landscaping and lush tree coverage, creating a serene and inviting atmosphere. The covered front patio is the perfect spot to sip iced tea on a warm summer afternoon while enjoying peaceful neighborhood views. Step inside to an open-concept layout, ideal for both everyday living and entertaining. The spacious island with seating seamlessly connects the kitchen to the dining and living areas, enhancing the home’s welcoming ambiance. Soaring ceilings throughout the residence amplify its sense of space, making the 1,444 square feet feel even more expansive. The kitchen is beautifully appointed with granite countertops, warm wood cabinetry, a gas range, built-in microwave, and a generous pantry—designed to balance style and function. Two well-sized guest bedrooms share a perfectly designed bathroom, while the primary suite is bathed in natural light, offering a tranquil retreat at the end of the day. Refrigerator, Washer and Dryer have the potential to convey.
Source: ACTRIS #6377796
Loan details
Neighborhood
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.