6036 Royal Port Ct Pensacola, FL 32526
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About this home
Low-Maintenance Townhome Minutes from Downtown. Built in 2019, this well-kept 3-bedroom, 2.5-bath townhome offers practical living in a convenient location. With a modern layout and low-maintenance features, it's an ideal option for buyers seeking efficiency, comfort, and value. The open-concept main floor includes a bright living and dining area, perfect for daily living with minimal upkeep. The kitchen features stainless steel appliances and plenty of cabinet space. 1 car garage is great for parking inside or additional storage. 24 minutes to Perdido beach and 27 min to Pensacola Beach. 23 min to NAS and Sherman field. Seller is willing to work with a buyer on terms but not financing. VA Assumable loan currently. Upstairs, the spacious primary suite includes a private bath and walk-in closet. Two additional bedrooms and a full bath offer flexibility for guests, a growing household, or remote work. A half bath downstairs adds extra convenience. This townhome is move-in ready and located in a well-connected neighborhood just minutes from downtown Pensacola. Nearby access to major roads, shopping, dining, schools, and parks makes daily commuting and errands simple and efficient. Whether you're a first-time buyer, downsizing, or looking for a solid investment, this low-maintenance home delivers dependable living at an affordable cost. Schedule your private showing today.
Source: PENSACOLA #665280
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.