604 Mulberry Ln Desoto, TX 75115
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About this home
There’s a certain kind of home that instantly makes you imagine life inside it — where game nights flow effortlessly from the living room to the kitchen, where mornings start with coffee by sunlit bay windows, and where evenings are spent under the stars by the firepit. This is that kind of home. Tucked into a peaceful, tree-lined neighborhood in the heart of DeSoto, this spacious 5-bedroom, 2.5-bath residence offers over 3,100 sq. ft. of thoughtfully updated living space designed for both everyday comfort and memorable moments. Step inside to soaring ceilings and abundant natural light that highlight the fresh new flooring and inviting open-concept layout. The living room’s striking tile-framed fireplace sets the scene for cozy gatherings, while the seamless flow into the dining area and bright, stylish kitchen makes entertaining a breeze. The kitchen’s white cabinetry, butcher-block counters, and large island bring warmth and charm to every meal — and that sunny breakfast nook is destined to become your favorite spot to start the day. Upstairs, the primary suite offers a spacious retreat with room for a reading corner or sitting area, plus a spa-inspired ensuite complete with clawfoot tub, glass shower, and a chandelier that elevates your nightly unwind. Four additional bedrooms and a flexible bonus space ensure there’s room for everyone — whether that means a home office, playroom, or guest suite. Outside, evenings feel like a getaway thanks to the deck and pergola, built-in seating area, and firepit ready for s’mores and conversations under the night sky. The fully fenced yard adds plenty of room to garden, play, or simply relax in private. All of this comes with the added bonus of a convenient yet serene location, just minutes from parks, trails, dining, shopping, and easy highway access across DFW. Homes with this much space, style, and heart don’t come around often — and this one is ready to be the backdrop for your next chapter.
Source: NTREIS #21039621
Neighborhood
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.