604 Wyeth St Baltimore, MD 21230
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About this home
Charm, character, and convenience come together in this updated 3-bedroom, 2.5-bath Baltimore rowhome just minutes from Camden Yards and M&T Bank Stadium. Step inside to find rich hardwood floors, recessed lighting, and a pleasing color palette that accentuates the open main living level. The bright and welcoming living room flows seamlessly into the dining area, creating an ideal space for everyday living or casual entertaining. The updated kitchen features stainless steel appliances, granite countertops, gas cooking, a pantry, and a beverage refrigerator, everything you need in a thoughtfully designed workspace. Upstairs, the primary suite offers comfort and style with its own en suite bath highlighted by custom tilework. The second bedroom and full hall bath, also featuring a glass-enclosed shower with custom tile, complete this level with equal attention to detail. Head up to your private rooftop deck for stunning city views, perfect for entertaining or taking in Baltimore’s fireworks on the Fourth of July and New Year’s Eve. The finished lower level adds versatility with a third bedroom, a cozy alcove ideal for a reading nook or workspace, a powder room, and a convenient laundry area. Recent updates, including a new sump pump, bathroom outlets, and a rooftop deck door, offer peace of mind. With the Edgar Allan Poe House and Museum, B&O Railroad Museum, the Inner Harbor, and so much more nearby, you’ll enjoy both the historic charm and the vibrant heartbeat of Baltimore right outside your door.
Source: BRIGHT #MDBA2186836
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.