6048 E 143rd Ave Thornton, CO 80602
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About this home
This is the home you've been waiting for. A beautifully designed, newer Toll Brothers ranch-style home with open-concept living, defined by its 10' ceilings throughout, creating an airy & inviting atmosphere. Boasting generous square footage, this home features large windows that flood the space with natural light & a seamless flow between living, dining, & kitchen areas — perfect for entertaining or everyday comfort. First, the heart of the home... your gourmet kitchen featuring custom cabinetry, quartz countertops, stainless steel appliances & a large island with bar seating. You also have a dedicated space for formal dining & a cozy eat-in kitchen space. Whether you're hosting dinner parties or enjoying morning coffee, there’s room for every occasion. Next stop, your spacious & serene master suite which shows a thoughtful design with custom touches & elevated finishes throughout. The 5-piece bath is complete with a soaking tub, walk-in shower, dual vanities and dual closets! While two additional bedrooms & a full guest bath provide flexibility for family, guests, or a home office. Downstairs, the full unfinished basement offers endless possibilities—create the space you need, whether it's a rec room, home gym, or additional bedrooms. The space is waiting for you! Finally, enjoy peaceful outdoor living in the cozy, low-maintenance backyard designed for relaxation and easy entertaining. The covered patio provides shade & comfort year-round, plus gas lines are already in place making it easy to hook up a grill or fire pit & create your ideal outdoor cooking or gathering space. Your new home is nestled in one of the area's most desirable neighborhoods. Steps away residents enjoy access to exceptional community amenities... including swimming pool, fully equipped fitness center, beautifully maintained parks & playgrounds all complete with the backdrop of full mountain views. Enjoy a blend of comfort, convenience & lifestyle, a Toll Brothers lifestyle.
Source: RECO #5879065
Loan details
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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