605 Country Club Dr Maggie Valley, NC 28751
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About this home
Looking for a home base for jumpstarting your Western NC adventures at about 3,000 ft? YOU FOUND IT! Welcome to 605 Country Club Drive in Maggie Valley. Golf, fitness center, dining at the clubhouse, fishing in Jonathan Creek, paddling around Lake Junaluska, skiing at Cataloochee, seeing a show or playing the casino in Cherokee, or hiking the Blue Ridge. This home is spacious with different living levels, allowing your group to spread out. Your new place is ready for the cosmetic updates of your choice. Make this your private mountain hideaway with 3 bedrooms, 3.5 baths and a large bonus room. Don’t miss the tremendous outdoor deck (and under it is plenty of room to park your ATV/golf cart). There is a also fenced area for your furry friends. At 15 minutes to Waynesville’s quaint downtown and 36 minutes to Asheville, you will be plenty busy year-round. Short-term rental is also a possibility (buyer to confirm). Life at the 17th hole is waiting for you and for the way you want to live! Extras: 2O2O stainless steel flue installed in Chimney 1000 sq ft deck installed 2018 Hot Tub 2018 House Painted in 2025 Mini Split units Heat AC installed 2025 New Flooring/ engineered planks in half the home 2025. No Permits pulled for entrance bathroom remodel. Credit for interior painting of house 9,OOO with Acceptable offer.
Source: CANOPYMLS #4312025
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.