605 Dot Dr Atlanta, GA 30349
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About this home
Welcome home to 605 Dot Dr in Atlanta's 30349 zip code, a charming multi-level residence that truly hits the sweet spot between function and feel. Built in 2006, this home is more than just a house; it's a wonderfully designed space that offers room to grow and a layout that just makes sense. Step inside and discover a clever split-level floor plan that gives everyone their own space. Imagine cozy evenings in the family room, complete with a fireplace to set the perfect mood. The kitchen is ready for your culinary adventures, featuring stained cabinets and a great eat-in area that opens right up to the family room-perfect for casual get-togethers. You'll also find a separate dining room for those more formal meals or holiday feasts. The unique floor plan offers flexibility and privacy, featuring two bedrooms on the lower main level and the spacious Master Suite upstairs-a true retreat with a double vanity, a separate shower, and a soaking tub for ultimate relaxation. With a total of 3 bedrooms and 2.5 bathrooms, there's space for everyone. Outside, enjoy the peaceful feel of having a green space backdrop, giving you a bit more nature right in your backyard. Practical features like the two-car garage and a low-maintenance exterior mean less time on chores and more time enjoying life. Located in a great community with streetlights and a low HOA, this property is the perfect blend of suburban tranquility and city convenience. Come see for yourself why 605 Dot Dr is the ideal place to start your next chapter!
Source: GAMLS #10622110
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.