605 Fosse Way Jacksonville, NC 28546
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About this home
Located in one of Jacksonville's most charming neighborhoods, there's something about this one that feels like it's seen a hundred slow mornings. The way the light comes in from the gardens out back and spills through the sunroom, gliding across the bright white kitchen and catching on the granite counters feels like a warm wink of nostalgia. The rhythm of this home is built for both chaotic mornings and calm ones — where laughter bounces off high ceilings, and quiet moments unfold in its many cozy corners. With over 3,500 square feet, this Craftsman-style beauty isn't just huge — it's brimming with possibility. There's a downstairs primary suite that feels like a retreat, and an extra bedroom or office downstairs for added convenience. Upstairs, a loft offers the perfect hangout or play space, 4 additional bedrooms, and a large walk-in attic means storage isn't something you'll ever run short on. Pay close attention to all the high-vaulted ceilings — a dream! Step outside and the story keeps going. You'll find a hot tub tucked beneath a pergola, surrounded by lush gardens, a storage shed, and just enough fenced privacy to make the world feel far away. This is where autumn evenings stretch long, where twinkle lights glow over laughter and late-night conversations. Sitting close to MCB Camp Lejeune, the Crystal Coast beaches, and every convenience the area has to offer... you don't just find a house here — you'll find the kind of home that remembers the scent of Sunday morning pancakes, the hum of a full house, and the feeling of finally having space to breathe. 605 Fosse Way is more than a place to live, it's where your next chapter begins and every square foot tells a story worth coming home to.
Source: NORTHCAROLINAREGIONAL #100535491
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.