6051 Foxfire Ct Jacksonville, FL 32244
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About this home
Charming Westside Home with Pool, Patio, and Prime Location! Welcome to this spacious 3-bedroom, 2-bath single-family home, with the potential for a 4th bedroom, nestled on a desirable corner lot on a quiet cul-de-sac. Located in an established, no-HOA community just two miles from I-295, this home offers easy access to I-10, NAS Jax, Cecil Field, and shopping/dining options at Oakleaf Town Center. Step inside to find solid surface countertops, new vinyl windows (2021), and a reliable HVAC system (2016) for year-round comfort. The flexible floor plan provides room to grow, work, host guests, ideal for modern lifestyles. Out back, enjoy your private oasis complete with screened-in, covered patio, gazebo, fully fenced yard, perfect for entertaining or relaxing. The in-ground pool is the centerpiece of this backyard retreat. The pool and equipment are as-is, the 2018 liner needs to be reglued or replaced to restore and enjoy. Park off street in your 2-car garage. Storage shed included!
Source: REALMLS #2100457
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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