6055 Amethyst Ave Rancho Cucamonga, CA 91737
Your savings
About this home
NEW ROOF AND LARGE AC!!! Beautiful home located in a gorgeous Alta Loma neighborhood. This immaculate home features 2,887 sq ft of living space on almost a half acre. There are 5 bedrooms and 3 bathrooms with 4 of the bedrooms conveniently located on the first floor. On the second floor there is a loft with one bedroom and bathroom; a perfect space when guests stay over! The primary bedroom features a vaulted ceiling, beautiful picture windows to view the mountains, a sitting area and ensuite bathroom. When you first walk in through the front door you're greeted with a calm beach themed living room that has a vaulted ceiling and a big picture window viewing out to the lush backyard. The living room is separated from the formal dining room with a wet bar. The kitchen has granite countertops, dark wood cabinets, and six burner stove. The kitchen leads into the family room which has a vaulted ceiling making it feel bright and spacious. The sliding glass door in the family room leads out to the big backyard which is perfect for entertaining with the peaceful patio and landscaping. The backyard is lined with beautiful and mature fruit trees to enjoy throughout the year: apples, figs, avocados, oranges, apricots, grapefruits, plums, peaches, pomegranates, nectarines, limes and lemons! This is truly a serene garden. In the backyard you will find an above ground spa that has a great view of the mountains. There is a shed in the very back of the property that could be used as storage or even finished off as an office space. On the side of the home there is room for RV or Trailer parking. This home and the shed have new shingle roofs that were just done in June! There are newer windows all throughout the house that were done within the last 5 years. The cherry on top of all the good news about this home is that there is a new larger AC that was recently replaced. This home is TURN KEY and ready for its new family! Come see this stunning home today! The seller is willing to sell the furniture with the home for the right price!
Source: CRMLS #IG25139282
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.