6055 Cody St Arvada, CO 80004
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About this home
Welcome to this beautifully remodeled home just minutes from Olde Town Arvada and the light rail, offering easy access to shopping, dining, and entertainment. Nestled in a safe, quiet neighborhood, this home blends modern comfort with timeless charm. Inside, you’ll find a completely remodeled interior — everything is brand new, from floors to fixtures. The central AC, furnace, and water heater are all less than 4 years old, and the roof was replaced within the last 7 years, ensuring peace of mind for years to come. The master bedroom features new Pella windows, adding both style and energy efficiency. Step into the cozy sunroom, complete with an operable wood-burning fireplace — perfect for relaxing or entertaining. Outside, enjoy your large private yard filled with mature trees and a beautiful garden, plus two storage sheds for all your tools and toys. With fresh paint inside and out, this home is move-in ready. Located near Ralston Creek Trail and several parks, you’ll have endless outdoor recreation just steps away. KEY HIGHLIGHTS -Prime location near Olde Town Arvada & light rail -Central AC, furnace, and water heater <4 years old -Roof within 7 years -New Pella windows in master bedroom -Fully remodeled interior — everything brand new -Fresh interior & exterior paint -Cozy sunroom with operable wood fireplace -Large private yard with mature trees & a beautiful garden -Two sheds for ample storage -Quiet, safe neighborhood near trails and parks
Source: RECO #3716009
Neighborhood
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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