606 James Walker Pl Annapolis, MD 21401
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About this home
Welcome to Annapolis Townes at Neal Farm — where luxury living meets everyday convenience. This stunning 4-level 2019-built end-unit townhome, owned and impeccably maintained by the original owner, offers one of the most desirable locations in the community, backing to the serene, park-like green space for added privacy and views. Featuring 3 spacious bedrooms, 3 full baths, and 2 half baths, this home blends thoughtful upgrades with effortless style across every floor. The entry level includes a flexible room ideal for a home office, fitness space, or den, along with a convenient half bath and access to the oversized two-car garage—complete with ceiling-mounted storage racks, keeping seasonal or bulky items neatly tucked away and out of sight. Upstairs, the main living level is an entertainer’s dream, centered around a spectacular oversized granite island that anchors the gourmet kitchen. Custom cabinetry, gas cooking, and generous prep and storage space make it perfect for casual gatherings or culinary ambitions. The adjoining dining and living areas flow seamlessly, with a gas fireplace framed by custom built-in cabinetry and shelving on both sides for a high-end designer finish. Step outside to the spacious second-level deck, ideal for morning coffee or evening cocktails. The bedroom level features two suites, including a luxurious primary suite with a custom-designed walk-in closet system for superior organization. Laundry is conveniently located on this level. The top floor offers the perfect guest retreat or private escape, complete with an additional bedroom, full bath, and a large rooftop deck with ample room for lounge seating and sunset views over the community. Additional highlights include dual-zone HVAC, multiple outdoor living spaces, and plentiful natural light from the end-unit configuration. Just steps from Annapolis Towne Centre, shopping, dining, Whole Foods, fitness studios, and commuter routes to D.C., Baltimore, and BWI, this home delivers not just a residence—but a lifestyle. End-unit. Park views. Designer upgrades. Prime Annapolis location. Don’t wait—this one checks every box.
Source: BRIGHT #MDAA2129076
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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