6060 Mariposa Dr Banning, CA 92220
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About this home
Welcome to this charming two-story home in the highly sought after Atwell Community. A beautifully maintained 2020 build offering modern design, comfort, functionality and zoned for the Beaumont School District!!! This spacious two-story home features 3 bedrooms, 2.5 bathrooms, plus a downstairs office that can easily be converted into a 4th bedroom. Step inside to an open concept living area highlighted by upgraded flooring, ceiling fans throughout, and abundant natural light. The kitchen is a chef’s delight with granite countertops, plentiful cabinet space, and a seamless flow into the dining and living areas. Upstairs, you’ll find all 3 bedrooms and a convenient laundry room. The primary suite includes a walk-in closet and a dual vanity bathroom. This home stands out in the community with its fully landscaped front and backyard, complete with lush grass, an Alumawood patio cover, and an extended concrete slab wrapping around both sides of the property. Additional features include upgraded flooring, blinds throughout, a Hygia water softener, and a fully paid-off solar system for energy efficiency and cost savings (over $45,000 in upgrades). The community features a network of trails that wind through the neighborhood, promoting connectivity with amenities, neighbors, and nature. Enjoy access to four community pools, multiple parks and a catch and release fishing pond providing ample opportunities for recreation and leisure. Move-in ready and built for modern living, this home blends style, comfort, and practicality both inside and out. Don’t miss your chance to own one of the best homes in the neighborhood!
Source: CRMLS #SW25223276
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.