6065 Wilson Dr Canal Winchester, OH 43110
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About this home
Why wait for a new build at a higher price when you can have better than new with updates after being built! Stunning low-maintenance living ranch home with one of the largest lots in the neighborhood. This home is the definition of low maintenance living, HOA includes lawn maintenance, snow removal, mulching, shrub trimming, and lawn aerating & seed. This home has 2 bedrooms with a flex room that can be used as an office, or a third bedroom! You will love the open floorplan. The huge kitchen opens to the dining room. Double sided fireplace splits the dining room and great room. The primary suite has tray ceilings with tons of natural light. Spacious primary bath with custom closet organizer in the walk in closet! The sun room walks out to the beauitful patio with pergola. Perfect to enjoy the HUGE yard (that is maintained by the HOA!). Completely finished heated garage with the heater on its own breaker. Other updates include custom blinds throughout, added tv mount location to fireplace, all new light fixtures, LVP flooring in den, enlarged patio and pergola. You will LOVE this home from the minute you walk in!
Source: COLUMBUSOH #225037557
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.