607 Brocton St Victoria, TX 77904
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About this home
Welcome to this spacious 4-bedroom, 2-bath home tucked away in the peaceful Belltower neighborhood, centrally located and close to schools, shopping, and restaurants. As you enter, you are greeted by an abundance of natural light in the entry and formal dining room, open great room with soaring ceilings and beautiful hardwood floors with an impressive gas fireplace leading to the covered patio. Making it the perfect sanctuary for families and entertainers alike. The chef's kitchen features granite countertops, a center island for meal prep, built in microwave, stainless appliances, and a large pantry ensure you have all the storage you need while the breakfast bar and charming breakfast room create a casual dining space that flows to the patio. The thoughtful split bedroom plan ensures privacy for you and your guests, with all bedrooms conveniently located on the main level. The secondary bedrooms are generously sized with good sized closets and the updated guest bathroom has granite countertops and double sinks. The large primary bedroom is a true oasis complete with en suite bathroom. Pamper yourself in the spacious garden tub or refresh in the separate shower. With double vanities and a huge walk-in closet, storage will never be an issue. Upstairs, discover a versatile loft that's ideal for a private home office, an extra living space, or even a fifth bedroom. Picture hosting summer barbecues or sipping morning coffee on the covered patio. The oversized patio is perfect for gatherings, and the large yard includes a storage shed, double gate, and extra concrete area for a trailer, boat, or small RV. Plus, all appliances remain with the home with acceptable offer. Schedule a showing today and experience the charm and comfort this home has to offer!
Source: CENTRALTEXAS #593557
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.