607 W View Ter Alexandria, VA 22301
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About this home
Welcome home to 607 W. View Terrace, a classic Cape Cod that’s been thoughtfully transformed. Whether you’re entertaining, spending quality time together, or working from home, this home offers space (and storage!) for everyone. Set on a picturesque lot in George Washington Park, this property offers an idyllic and contemporary experience in a beloved neighborhood. The quiet front entrance faces W. View Terrace, while the back of the property opens to Hilltop Terrace. Classic symmetry defines the exterior, from its balanced windows framed with black shutters and charming and red front door, to the natural light that pours through every room. Step inside and you’ll find that same symmetry echoed in the foyer, which branches off to the living and dining rooms. Elegant chair rail and crown molding throughout the main level nods to the home’s 1940s origins, preserving its timeless charm. Nearly every inch has been thoughtfully refreshed. The remodeled kitchen steals the show with a 10-foot island, granite countertops, Bosch 6-burner gas range, custom St. Clair cabinetry, and a built-in wine fridge, all designed for cooking, entertaining, and everyday life. Open to the kitchen, the sunroom is filled with natural light and equipped with motorized blinds, unwind in comfort, all with the touch of a button. LED lighting and fresh paint throughout create a bright, welcoming flow from room to room. Step outside to your own oasis, a fully fenced backyard with an expansive deck, perfect for hosting gatherings or enjoying quiet mornings with coffee in hand. The one-car garage provides extra storage or could double as a home gym. The gated driveway offers convenient access, while the beautifully landscaped yard is ideal for backyard games or four-legged friends. Upstairs, the primary suite offers a calm retreat with a large walk-in closet and a private bath featuring double sinks, updated fixtures, and timeless finishes. One more bedroom resides on this level with an updated hall bath. The lower level includes a rec room, renovated laundry with new flooring and utility sink, the fourth bedroom, and a full bath. Egress windows bring in natural light, making the space feel open and inviting. Your guests will feel like they have checked into a fancy AirBnB. Even the practical details have been handled, foundation waterproofing with two sump pumps, a new boiler (2023), and countless upgrades throughout make this Colonial truly move-in ready. This home shines in community spirit, too! Catch up with neighbors along the tree-lined streets. Located just off King Street, you’re minutes from Old Town, the Metro, and local favorites for dining, fitness, and shopping. Please contact listing agent directly with questions.
Source: BRIGHT #VAAX2048652
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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