6072 County Road 122 Hallettsville, TX 77964
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About this home
Experience country living at its best with this stunning homesite nestled on 15 beautiful unrestricted acres situated outside of Hallettsville. This unique property features an updated 4-bedroom, 2 and 1/2 bathroom two story primary residence. The heart of the home is the wonderfully updated kitchen with custom cabinets, granite countertops and stainless appliances leading to the cozy den area complete with masonry wood-burning fireplace and French doors that overlook the outdoor pool area. This home also features a second living area and a formal dining room perfect for family gatherings. Step outside to the welcoming in-ground pool perfect for those hot summer days. In addition is a wonderful 3-bedroom, 2-bathroom guest house. This 2021 30x60, 1800 Sq Ft manufactured home boasts an open floor plan featuring a beautiful kitchen with stainless appliances, huge pantry and center island breakfast bar that opens up to the spacious living area complete with beamed ceilings, planked accent wall, and dining area that overlooks the back deck and peaceful pasture. The property also includes a pond, storage building and a Conex for additional storage. Fenced and cross fenced with 5 acres in front and 10 acre pasture in the back of open land with scattering of mature trees and an Ag exemption already in place for livestock. With room to roam and serene country setting, this property is perfect for multi-generational living or could be used as rental income or Airbnb, the possibilities are endless. It's conveniently located between Houston and San Antonio, with easy access to Splashway Water Park and High Hill distillery. Don't miss the chance for your very own slice of Texas paradise! Seller is offering a $6000.00 Buyer Incentive!! Beautiful new 1/2 bath just added downstairs for easy convenience!!
Source: CENTRALTEXAS #582211
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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